Medicare plans ending in Tennessee for 2027

Which companies have Medicare plans leaving Tennessee, where, and what to do if yours is one of them.

Quick answer

35 Medicare plans from 7 companies are listed in at least one Tennessee county for 2026 but not for 2027. If your plan is one of them, you will get a letter from your plan, and you can choose a new plan during the Annual Enrollment Period, October 15 to December 7. New coverage starts January 1.

Companies with plans leaving Tennessee

CompanyPlans leavingPeople enrolled (at least)
Humana9112,054
UnitedHealthcare273,535
Wellcare / Ambetter (Centene)68,689
BlueCross BlueShield of Tennessee44,103
Aetna (CVS Health)42,452
Cigna HealthSpring (HCSC)4 (2 leave all of Tennessee)819
Devoted Health6574

Where the most people are affected

Look up your county →

What to do if your plan is ending

  1. Read the letter from your plan. It names the plan that is ending and your choices.
  2. Compare options for 2027 before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
  3. Check that your doctors, hospitals and prescriptions are covered by any plan you consider.
  4. Get free, unbiased help from TN SHIP (State Health Insurance Assistance Program) at 1-877-801-0044, or Medicare.gov, 1-800-MEDICARE.
How do I know if my plan is ending in Tennessee?

Your plan must tell you. You should get a notice by October 2 if your plan is not renewing. You can also look for your plan on this page by company, or check your county page.

Can I keep my doctors if my plan ends?

Not automatically. Each new plan has its own network, so check your doctors and prescriptions against any plan you consider.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Plan ending in Tennessee? Call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095 Open 8 AM-10 PM Eastern time

Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026. A plan can be listed because it was renumbered or replaced, not only because a company is leaving, so check your plan notice.

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 when you want a licensed agent’s help (Open 8 AM-10 PM Eastern time).

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Tennessee plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Tennessee plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Tennessee allows.

Questions along the way? Call 855-367-1095 for assistance (Open 8 AM-10 PM Eastern time).