Tennessee Medicaid

Medicaid is run by the state. Here is where Tennessee residents apply, and how it fits with other coverage.

Who runs Medicaid in Tennessee

Medicaid in Tennessee is administered through TennCare. Eligibility and applications are handled by the state, not by an insurance agency, and there is no charge to apply.

Tennessee has not adopted the ACA Medicaid expansion, so coverage for adults without children is limited. Some residents in that gap qualify for marketplace help instead.

If your Medicaid changes or ends

Losing Medicaid can open a special enrollment period to buy marketplace coverage. Act quickly, because the window to enroll after losing coverage is limited. You can call us to talk through the options, or contact the marketplace directly.

Medicaid and Medicare

Some people have both. If you are 65 or older, or disabled, and qualify for Medicaid, your state may help pay Medicare costs. TN SHIP (State Health Insurance Assistance Program) can explain this for free.

Talk with a licensed agent about Tennessee coverage

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Tennessee plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Tennessee plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Tennessee allows.

Questions along the way? Call 855-367-1095 for assistance.