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Montgomery County, Tennessee: health insurance

What Montgomery County residents should know about Medicare, marketplace plans and Medicaid.

Montgomery County at a glance

StateTennessee
Population (2023 est.)239,872
Population rank in Tennessee7 of 95
Land area539 square miles
Major citiesClarksville

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Why your county matters for coverage

In Tennessee, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Montgomery County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: TN SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at 1-877-801-0044. Ask which plans serve Montgomery County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Montgomery County ZIP code to see what is offered.
  • Medicaid: apply through TennCare.

Tennessee note: Tennessee's children's health coverage program has its own distinct name, CoverKids, rather than being folded entirely into the TennCare brand -- worth knowing since a household can qualify for CoverKids even in situations where adult members don't qualify for TennCare.

Questions about Montgomery County

Are the same Medicare plans offered everywhere in Tennessee?

No. Plans are offered by service area. A plan available in one county may not be offered in Montgomery County, so check by county.

Where do Montgomery County residents get free Medicare counseling?

TN SHIP (State Health Insurance Assistance Program) (1-877-801-0044) is Tennessee's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Montgomery County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Tennessee plans, or go ahead and enroll yourself. Call if you need any help with your application.

Look at plansCall 855-367-1095
Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Tennessee plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Look at plansCall 855-367-1095
Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Tennessee allows.

TriTermCall 855-367-1095

Questions along the way? Call 855-367-1095 for assistance.