Gibson County, Tennessee: health insurance

What Gibson County residents should know about Medicare, marketplace plans and Medicaid.

Gibson County at a glance

StateTennessee
Population (2023 est.)51,045
Population rank in Tennessee33 of 95
Land area603 square miles

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Gibson County for 2027

11 Medicare plans from 4 companies are listed in Gibson County for 2026 but not for 2027, covering at least 827 people enrolled in the plans below today.

Stand-alone drug plans leaving all of Tennessee:
  • HealthSpring Assurance Rx (PDP) (S5617-220, Cigna HealthSpring (HCSC))
  • HealthSpring Extra Rx (PDP) (S5617-362, Cigna HealthSpring (HCSC))
Plan going awayCompanyPeople enrolled (at least)
UHC Dual Complete TN-S001 (HMO-POS D-SNP)
H0251-002
UnitedHealthcare416
UHC Dual Complete TN-Y2 (HMO-POS D-SNP)
H0251-008
UnitedHealthcare364
Wellcare Simple (HMO-POS)
H1416-077
Wellcare / Ambetter (Centene)35
Wellcare Giveback (HMO-POS)
H1416-079
Wellcare / Ambetter (Centene)12
Humana Together in Health Select (PPO I-SNP)
H5216-453
Humana10 or fewer
Wellcare Assist (HMO-POS)
H1416-042
Wellcare / Ambetter (Centene)10 or fewer
Wellcare Assist (HMO-POS)
H1416-083
Wellcare / Ambetter (Centene)10 or fewer
Wellcare Dual Access (HMO-POS D-SNP)
H1416-035
Wellcare / Ambetter (Centene)10 or fewer
Wellcare Patriot Giveback (HMO-POS)
H1416-061
Wellcare / Ambetter (Centene)10 or fewer

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Tennessee, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Gibson County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: TN SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at 1-877-801-0044. Ask which plans serve Gibson County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Gibson County ZIP code to see what is offered.
  • Medicaid: apply through TennCare.

Tennessee note: Tennessee's children's health coverage program has its own distinct name, CoverKids, rather than being folded entirely into the TennCare brand -- worth knowing since a household can qualify for CoverKids even in situations where adult members don't qualify for TennCare.

Questions about Gibson County

Are the same Medicare plans offered everywhere in Tennessee?

No. Plans are offered by service area. A plan available in one county may not be offered in Gibson County, so check by county.

Where do Gibson County residents get free Medicare counseling?

TN SHIP (State Health Insurance Assistance Program) (1-877-801-0044) is Tennessee's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Gibson County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Tennessee plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Tennessee plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Tennessee allows.

Questions along the way? Call 855-367-1095 for assistance.