Johnson City, Tennessee: health insurance

Johnson City is in Washington County. Here is what Johnson City residents should know about coverage.

Coverage in Johnson City

Johnson City has about 73,337 residents (U.S. Census Bureau 2023 estimate).

Plans for Johnson City residents are determined by Washington County, home to about 138,420 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Washington County before you choose it.

  • Turning 65 in Johnson City? Your Initial Enrollment Period runs seven months around your birthday. TN SHIP (State Health Insurance Assistance Program) offers free counseling at 1-877-801-0044.
  • Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
  • Medicaid questions? TennCare handles applications.

Tennessee note: Tennessee's children's health coverage program has its own distinct name, CoverKids, rather than being folded entirely into the TennCare brand -- worth knowing since a household can qualify for CoverKids even in situations where adult members don't qualify for TennCare.

Medicare plans leaving Washington County for 2027

Medicare plans are set by county, so this applies to residents of this city. 16 plans are listed in Washington County for 2026 but not for 2027, covering at least 5,278 people.

Plan going awayCompanyPeople enrolled (at least)
Humana Gold Plus H4461-041 (HMO)
H4461-041
Humana1,528
UHC Dual Complete TN-S001 (HMO-POS D-SNP)
H0251-002
UnitedHealthcare1,173
Humana Gold Plus H4461-035 (HMO)
H4461-035
Humana1,000
Humana Gold Plus H4461-040 (HMO)
H4461-040
Humana760
UHC Dual Complete TN-Y2 (HMO-POS D-SNP)
H0251-008
UnitedHealthcare724
Wellcare Simple (HMO-POS)
H1416-077
Wellcare / Ambetter (Centene)46

See all 16 plans leaving Washington County →

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Colleges and universities near Johnson City

Tennessee public institutions include University of Tennessee, Knoxville, Middle Tennessee State University, University of Memphis. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Tennessee colleges.

Do Johnson City and Washington County have the same plans?

Plans are offered by service area, and Johnson City falls under Washington County. A plan that serves Washington County is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Johnson City residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other major Tennessee cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Tennessee plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Tennessee plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Tennessee allows.

Questions along the way? Call 855-367-1095 for assistance.